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UniCare Sound
Sound is the first health insurance product ever developed for a niche market. The market WellPoint, and UniCare desire is the lucrative single 18-40 year old market which has the largest percentage of uninsured in the nation.
Why do young people go uninsured? The first aspect is cost, heath insurance can be confusing and expensive. Unicare is trying to make the Sound Plan easy, hip, and affordable for first time health insurance buyers and the unemployed.
The program has proven to be very popular as a student health plan because it includes unlimited doctor visits, a prescription card, first dollar emergency room benefit, wellness, dental, and vison is one slick package usually under $100 depending on age and location.
Why is UniCare going after this market? This market has the largest numbers of healthy uninsureds, it makes good actuarial sense. By presenting a benefit rich health insurance package at a good price it is attractive. Wrapping it in a hip easy to understand package doesn't hurt either. The online application is a work of art as every cool buzzword is inserted to lighten up the cold confusing world of health insurance.
The program is now available in Texas, and Illinois. As soon as WellPoint finishes rolling out the plan to all their BCBS affiliates, they plan to continue opening up to other states that are not served by UniCare, or a WellPoint affilate. The ultimate plan is to make it a nationally available plan in a great demographic for making profits.
I think the future of individual health insurance will have more niche markets developed for different segment of the population. What if a health insurance company rolled out a plan just designed for women? Well those type of products are being researched as of this moment.
If you are single and between the ages 18-40 chances are UniCare Sound is the right plan. UniCare has three Sound health plans available, $1500, $3000, and $5000 deductibles without that confusing coinsurance, all the plans are 100% after the deductible.
How Sound is rated?
Sound is a UniCare product under the umbrella of WellPoint so it is a "A+" rated by A.M. Best.
How do I apply for Sound?
Just click on the button to get an instant online Sound Health insurance quote, compare the plans, and apply online. The whole process takes less than ten minutes to complete.
How long does it take to get covered?
Sound will approve applicants immediately if they qualify. A temporary ID card can be printed imediately in your choice of colors. Policy documents and permanent card are shipped by mail. you are able to use your Sound plan immediately, or pick the day you want the policy to go in force.
How are UniCare Sound claims paid?
You just show your card at any network provider and everything is taken care of for you. No claims to submit, no paperwork, no hassles.
Does my doctor or hospital take Sound health plans?
Chances are your doctor and hospital is in the network, UniCare has one of the largest networks in Illinois, and Texas. They also have a large national network for you to use while traveling called travel care.
Click here to check using our online provider finder
For more information on UniCare Sound health plans please give us a call at 800-391-7469. | 
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