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Illinois Health Insurance Quotes
Online quoting and applications is a recent development in the Illinois health insurance industry. Traditionally the selling and buying of Illinois Health Insurance has been a one on one, belly to belly proposition. A potential client would look in the phone book and contact an agent, an agent might work through a list or telemarket to find additional clients to service. They would meet at the clients place of work or home and try to come to a decison. Sometimes the client would visit with more than one agent in the effort to review all Illinois Health Plans available.
The birth of the computer age in the mid 1980's, and then the subsequent invention of the worldwide internet has changed the way we all buy and sell things, especially Illinois Health Insurance, and health insurance in general.
Where we once used catalogs, brochures, word of mouth, or simply driving out to a store, or office to see what they had in stock to make buying decisions, we now can let our fingers do the walking on the keyboard rather than the phone. In an instant all the information we need to make an informed decision from multiple sources is at our finger tips.
In 2001 Medequote started noticing that potential clients were starting to buy and compare Illinois health insurance quotes online. The price to obtain this technology for the average agency was astronomical because it had to be developed by scratch. The companies that did have the technology were not going to license it to independent agents, and of course why should they developed it.
In the year 2002 Medequote entered into a partnership with a small company called Norvax to build websites, web tools, and online quoting for independent insurance agents. The tools were a success, and the volume of agents using the system made it affordable to provide Illinois Health Insurance Quotes to the residents of Illinois and other states. Instead of dealing with a phone room full of inexperienced telemarketers you can still enjoy the service provided by an independent Illinois Health Insurance agent.
The Online Application
At about the same time health insurance companies in California which were way ahead of the Midwest began offering online applications for their clients. The programs out West were a big sucess and also reduced administrative costs for the health insurance companies participating. UniCare a division of WellPoint, which also owns Blue Cross of California, introduced the first electronic application for Illinois health insurance. Other companies have followed suit with BCBSIL, Blue Cross Blue Shield of Illinois beginning online service in May 2006. Celtic, Assurant, have online apps also. World Insurance, and Humana will also offer the service later this year.
What this means to you
What this means for the consumer is more choice, quicker service, instant information, quicker underwriting and acceptance, most importantly more privacy. You can search for Illinois Health Insurance Quotes from multiple sources any time of day or might from the privacy of your own home. you can file an application by yourself or call us for assistance at 800-391-7469, it is that easy.
What this means for the agent
What the internet means to the independent Illinois health insurance agent is a lot more freedom because he isn't restricted by the time it takes to get to his next appointment by car. The agent is in his office ready to assist you, not driving to see the next Illinois health insurance client. The agents website has become his/her storefront to the state with all the agencies Illinois health insurance products from carriers such as BCBSIL, BCBS Illinois, UniCare, World Insurance, Celtic, and Humana represented in an easy to view format.
What this means to the environment
I have been selling products such as Illinois health insurance for the past 18 years. It was not uncommon for me to put over 40,000 miles per year on my car. Since the debut of our web agency I now drive around 10,000 miles per year. That save quite a bit of gasoline. Imagine if more indistries could limit their fuel consumption while still improving service.
The future of Illinois Health Insurance Quotes
The future is now for online Illinois health insurance quotes. Almost every health insurance company doing Illinois Health insurance business has, or will soon have an electronic application. The next horizon will be for mobile cell technology as that bandwidth and service increases. What ever the changes will be Medequote promise to be at the forefront of Illinois health insurance quotes by offering the most competive Illinois health insurance plans.
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