|
About UniCare
Medquote is one of UniCare's leading Illinois, Michigan, and Texas agencies and we participate in UniCare's Premier Agent Program. This means our clients get faster UniCare service, including speedier processing of applications.
UniCare uses a unique rate-setting approach. New and long-time customers are charged according to the same rate schedule. Other health insurance companies charge lower rates for new customers and higher rates for customers who have been insured for a year or more. This makes UniCare a wise choice for long-term health insurance needs. UniCare has the most stable rates in the industry.
UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is an operating affiliate of WellPoint Health Networks Inc. (NYSE:WLP www.wellpoint.com), one of the nation's largest publicly traded managed care companies serving the health care needs of more than 13 million members and approximately 42.6 million specialty members.
In 1995, UniCare became the brand name for most of the WellPoint businesses operated outside of California. WellPoint acquired the group health and life business of Massachusetts Mutual Life Insurance Company in 1996, and in 1997 acquired the group health and related life business of John Hancock Mutual Life Insurance Company. In early 2000, WellPoint acquired Rush Prudential Health Plans in Illinois. This acquisition brings together Rush Prudential and WellPoint's existing UniCare business, and enables UniCare to offer a broad array of products and services in Illinois ranging from traditional PPO products to HMO products.
UniCare has assembled a senior management team comprising successful and creative individuals from commercial health insurance, specialty products firms, financial services organizations and other Fortune 500 companies.
UniCare is structured around WellPoint's unique Market Business Unit (MBU) concept. Each MBU is organized to serve specific customers and consists of a full-service organization with sales and service functions dedicated exclusively to meeting the needs of customers in a particular segment.
The large employer group businesses, acquired in the MassMutual and John Hancock acquisitions, have a national focus as a result of the multi-state needs of employers in those customer segments. Other business units, such as those focusing on the individual, senior, and small employer group have a regional focus as a result of the localized nature of customers in these segments. Each UniCare business unit is responsible for marketing, enrolling, underwriting and servicing its specific customers and members.
UniCare offers a comprehensive array of health care plans and specialty products that preserve member choice at competitive prices.
UniCare's strategy is to offer a diversified mix of traditional managed care products while focusing on the development of new hybrid plans which take advantage of the best characteristics of traditional managed care and traditional open access models. The company will offer a continuum of managed health care plans which provide incentives to select more tightly managed plans. UniCare believes that it is better able to predict and control health care costs and provide greater patient choice. Members more needy of care are incented to select more intensively managed health care plans and members less needy of care are allowed to select plans with greater personal freedoms. Such plans are typically offered to provide greater control of care and access in exchange for additional cost-maintenance measures.
UniCare recognizes that what works for one doesn't necessarily work for another. That's why our full portfolio of health, pharmacy, dental, life and disability benefits products can be tailored to meet your specific needs.
Our focus is on putting our clients and their associates back in control of their health care and financial future. Through exceptional sales and account management staff who listen to our clients and their associates, we can create benefits that evolve over time to meet changing needs and add the most value.
.
UniCare isn't just a solution for the moment-we're a trusted partner for the long term.
| 
l